National Credit Counseling

The Credit Repair Organization Act requires credit repair companies to provide this statement, and have a copy signed by you on the record before having you sign any contract and before any credit repair agent performs repair services.

Consumer credit counseling agencies and services for when debt is out of control!

The National Foundation for Consumer Credit (NFCC) 
Offers 1,400 members service centers across the nation that provide money management techniques, debt payment plans, and educational programs to help consumers learn to budget and use credit wisely. Many of its members are locally managed, nonprofit agencies operating under the name Consumer Credit Counseling Service (CCCS).

To locate the nearest NFCC member, call toll-free, 24 hours a day, 1-800-388-2227 or visit their website at is the nation’s first, nonprofit, Internet-based debt counseling service. It assists families and individuals with debt, credit, money and financial problems through one-on-one counseling at 1-800-680-DEBT and its website at

A non-profit consumer credit management organization formed in 1974 by local business leaders and credit grantors. Their mission is simple: To offer education on the wise use of credit and to serve as an alternative to bankruptcy.